Fractionally Invest In Homeownership
Housing-Backed Security Tokens Traded on a Liquid, Global Secondary Marketplace
OUR MISSION
Empower 140 million Millennials, GenZs, and millions of other first-time homebuyers to finally own an affordable home.
Join our mission to make housing finance more accessible beyond the current mortgage credit monopoly.
Together We Make Homeowners, Not More Renters
Fractional Equity
vs.
Mortgage
Investors purchase equity in the Quarter fund. Home buyers apply, are qualified similar to mortgage underwriting, and purchase the home of their choice as cash buyers. All at up to 50% (or more) lower cost vs. paying with a mortgage loan.
Investments are linked to specific homes and ”security tokens” are minted representing your % ownership of the property and rights to monthly fee income & pro-rata appreciation.
Just like investing in a stock portfolio - you’ll own tiny fractions of many homes on the network (instead of
whole homes like a traditional landlord).
Empowering Home Ownership
When you provide investment housing capital with Quarter, you’re creating more homeowners. Not more renters.
Many Americans struggle to afford their first homes at today’s high mortgage rates + home prices. Housing affordability is a top social problem confronting millions of Americans today.
Instead of using your investment dollars to fund more rentals, help solve this home affordability crisis by helping us to offer home funding up to 50% (or more) more affordable than current mortgages.
Return on Your Investment
Investing in Quarter means not just providing affordable home buying capital, but also achieving a higher ROI compared to traditional whole-home rental investments. With a monthly cash fee from the home buyer and proportional appreciation (expected to be distributed annually), you'll achieve superior overall returns compared to buying rental homes.
Quarter lets you own fractions of multiple homes without the usual responsibilities of upkeep, taxes, or insurance. Homebuyers take care of the property as if they bought it with a mortgage, saving you time and expenses. Fractional ownership creates portfolio diversity across many homes, reducing risk and providing flexibility to own a portfolio according to your preferences.
In the emerging world of decentralized finance, you and Quarter play a crucial role. Quarter tokenizes investments into a security, representing proportional ownership and income streams from purchased homes (the "Asset Token"). Typically, but not always, these homes appreciate, which is why you invest. Quarter assesses the overall network value and annually distributes indexed appreciation to Asset Token holders as "HPI Tokens," which may become tradable on a secondary exchange. This empowers investors to realize and trade gains without selling the an entire house.
The Quarter vision is to create a vibrant, liquid secondary exchange to enable trades of fractional homes and network appreciation, empowering Investors to liquidate all (or some) of their holdings on demand.
Think of Quarter as the Stock Exchange for Residential Real Estate.
