Bye-Bye, Mortgage

Quarter is Faster, Easier, and Less Expensive for You

Quarter Helps You With Home Financing

Quarter helps you finance a home with equity based co-ownership funds with monthly savings up to 50% less than paying for a mortgage

Refinancing

If you already own a home and are paying it off with a mortgage, you can also use Quarter to see up to 50% cheaper payments per month.

All you have to do is apply for Quarter financing to replace your existing mortgage with co-investor funds.

How you live in your home doesn’t change. Just like paying for it with a mortgage, your house is your house!

Buying a New Home

Mortgages are a really expensive way to buy a house. There are simply too many bankers and middlemen to be paid. And you end up footing the bill.

With Quarter, we remove these expensive middlemen from financing your home and connect you directly with Investors who want to own fractional interests of many homes. This way of financing means up to 50% less cost out of your pocket every month. And the paperwork hassles of qualifying for Quarter financing is far simpler than with a mortgage.

No Judgment. No Worries.

Even if you’ve been denied a mortgage or refi through a big bank or you just assumed you wouldn’t get approved, you may still qualify for Quarter. Because we’re not a bank, our requirements are different and less restrictive.

Watch this Video to Learn Even More

Now You Are a Cash Buyer, Too

Quarter reserves Investor funds specifically for you when you’re approved, so you’re able to shop for a new home as a cash buyer. That makes your offer much more attractive to sellers - putting more power in your hands. With Quarter, you’re no longer at a disadvantage to wealthy cash buyers. Now you are a cash buyer too.

It’s Always YOUR House

Just like paying for your home with a mortgage, your house is your house!

With Quarter, you’re on the title. The investors who provide equity funding aren’t landlords. You never meet them in person. They own fractional interests of the house as an investment only. But, only you get to live there.

Yes, you can paint the walls green.

Frozen Fees

Instead of paying interest on a mortgage loan to a bank - or rent to a landlord - you’ll pay your co-owners a fixed fee every month for the portion of your home you don’t own.

But, unlike adjustable mortgage interest rate hikes or annual rent increases - your monthly Quarter fee doesn’t go up. It’s a frozen fee the day you buy your home (though your local taxes and insurance costs do vary).

So, unless you change how much you own along the way - you can rest assured your monthly fees paid to co-owners will stay the same with Quarter.

Want to Own More?

You sure can. Quarter gives you ultimate flexibility to own as much of your home as you want - as long as you retain your minimum required ownership.

Want to buy more and lower your monthly fees? No problem! Quarter transfers your cash to your co-owners and transfers new ownership equity to you at that day’s valuation of your home. Just like that.

The power of your home’s ownership is in your hands. Not some bank’s or landlord’s.

Need Cash From Your Home?

Now you can. Any ownership portion above your minimum required is available to sell to co-owners in the Quarter network at that day’s valuation.

And the funds will arrive (almost) instantly. Do you think bank home equity lines of credit are this simple and fast? Hint: not even close!

Your home is an investment that is always changing value. You should be able to exchange ownership for cash any time you like.

Now you can.

Exit Your House - Take Quarter

Need to move? No problem. We make that easy too.

Give us 90 days notice - then leave the house with us. You can take your equity with you to your new destination and buy a new house on the Quarter network.

Moving is complicated and worrisome. This simplifies your life immensely!

So staying with Quarter wherever you go will always feel the same - you can take Quarter with you.

Home Angel Downpayment

Want to buy a home, but don’t have the downpayment? We may be able to help with that, too.

So - How Does It All Fit Together?

It’s not miraculous…or strange. It’s tenants-in-common. And it happens all the time.

housing Investors want to own fractional shares of homes…just like owning fractional shares of companies…
so they provide $$ to Quarter to be fractional co-owners of homes…
you apply to Quarter for those $$ to buy a new home or refinance the one you already live in…
Quarter qualifies you for those $$ and comes up with a minimum ownership amount for you…the down payment
we help you with that down payment with Home Angel $$ if you can’t pay it yourself
we approve you for a certain $$ amount
you make a cash offer to the seller
you close on the home - just like you would if you were paying for it with a bank mortgage
Quarter instructs the title company to legally title the home as tenants-in-common (meaning multiple parties own it)
you move in to your new home. It’s yours! Just like if you paid for it with a mortgage loan.
through Quarter, you pay monthly fees to your co-owners on the portion of the home you don’t own
over time, you can buy any amount of your home you wish from your co-owners at that day’s value
you can sell your % of ownership (above your minimum required equity) to co-owners for $$
you can sell your home any time you like
when you sell your home, you share proportionally in capital gains, or losses, with your co-owners
this is different than selling your home with a mortgage…where you keep 100% of the gains or bear 100% losses
you can even take your Quarter equity with you to a new home
yes, it really is that simple
yes, it really does save you up to 50% a month in payments vs. a mortgage
yes, now you can!

Tell Us About You So We Can Get You Financed

For details on how our team at Quarter can get you financed, send us a message below and we’ll email you details and the easy steps to get started.